While certain things – like inflation and taxation – are beyond your control, there’s plenty you can do to make sure your finances are in good shape to meet your objectives – whether that’s to maintain the lifestyle you want to enjoy in retirement or provide for your heirs.
We have a great deal of experience in helping clients improve their personal arrangements for this stage in their life. Some of the most common concerns we address include increasing income from capital in spite of low interest rates, safeguarding against potential inflation, providing a consistent, tax-efficient income, choosing whether to take an annuity or drawdown from pensions and gifting to grandchildren.
Whether you have similar concerns or others regarding your retirement, our experts can help. To get their advice, simply contact Franklyn today.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. Equities do not have the security of capital which is characteristic of a deposit with a bank or building society. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.