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When should you start your pension?
How do you maximise your pension fund?
What type of pension is best?
Can you take some of your pension pot as cash?

There are so many options, and the implications vary according to whether you’re employed, self-employed, nearing retirement or already retired. At Franklyn, we’ll sit down with you and review any existing arrangements before advising you on the right choices for you.

And if you’re an employer or trustee, our team can advise you on your responsibilities and how to prepare for any future changes in pension legislation, for example.

Your retirement planning will be unique to you. That’s why we recommend talking to a member of the Franklyn team in person to discuss your options.

Bear in mind that the value of a pension, will be directly linked to the performance of the funds selected and may fall as well as rise, so you may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can also change at any time, and are dependent on individual circumstances.

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The Practice together with St. James's Place Wealth Management plc are the data controllers of any personal data you provide to us. For further information on our uses of your personal data, please see the Practice’s Privacy Policy or the St. James's Place Privacy Policy.

The Partner Practice represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s representatives.

Franklyn Financial Management Limited is registered in England and Wales, Number 06280392.
Registered Office: St. James’s House, 4-5 John Bradshaw Court, Alexandria Way, Congleton, Cheshire, CW12 1LB, England.

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