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Franklyn can also provide specialist advice for portfolio landlords or those looking to venture into this area. Lenders define portfolio landlords as follows- “Borrowers with four or more distinct mortgaged properties, either together or separately in aggregate.”*

There are benefits to investing in a buy to let property: you may generate extra income and there is the potential for your property to increase in value.

Lenders treat buy to let mortgages differently to homebuyer mortgages, often charging more interest, asking for a higher deposit and assessing applications in different ways – so our in-depth knowledge will prove invaluable in finding the right one for you. To discuss any aspect of buy to let, just get in touch.

*Source: Bank of England

Your home or other property may be repossessed if you do not keep up repayments on your mortgage.

Some buy to let mortgages are not regulated by the Financial Conduct Authority.

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Franklyn Financial Management Ltd is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/about-st-james-place/our-business/our-products-and-services.

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Registered Office: St. James’s House, 4-5 John Bradshaw Court, Alexandria Way, Congleton, Cheshire, CW12 1LB, England.

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