You are using an outdated browser. Please upgrade your browser to improve your experience and security.

  • Official Partners

Bridging and short-term finance is essentially a temporary loan to get you from A to B. They provide a quick way to source finance, usually for the purchase of a property, with the lender taking a first charge for a short period in the expectation of the loan being cleared in full equally quickly.

Invoice financing and factoring is used by businesses that trade on credit, with the lender advancing the cash your business needs against your unpaid invoices. Factoring is a variation on this where your customers deal with the lender, who ensures the invoices are paid promptly.

Asset finance can be both funding to purchase assets and funding backed by existing assets, and covers a broad area such as hire purchase, leasing and more. A second charge loan on the other hand, releases any equity you may have in your residential property, with the loan secured against it. It means you’d have two mortgages on your home, but can be particularly useful in certain circumstances.

Please contact the Franklyn team for further details.

Your home may be repossessed if you do not keep up repayments on your mortgage.

This may involve the referral to a service that is separate and distinct to those offered by St. James’s Place.

Learn More

Get in touch

Please enter your full name.
Please enter your telephone number.
Please enter a valid email address.
Please enter a subject.
Please enter your message.
The Practice together with St. James's Place Wealth Management plc are the data controllers of any personal data you provide to us. For further information on our uses of your personal data, please see the Practice’s Privacy Policy or the St. James's Place Privacy Policy.
Please contact me about my financial planning requirements
Please provide at least one preferred contact method:


Also send me future event information

Franklyn Financial Management Ltd is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website

Franklyn Financial Management Limited is registered in England and Wales, Number 06280392.

Registered Office: St. James’s House, 4-5 John Bradshaw Court, Alexandria Way, Congleton, Cheshire, CW12 1LB, England.

Copyright Franklyn Financial Management Ltd © 2020