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Invoice financing and factoring is used by businesses that trade on credit, with the lender advancing the cash your business needs against your unpaid invoices. Factoring is a variation on this where your customers deal with the lender, who ensures the invoices are paid promptly.
Asset finance can be both funding to purchase assets and funding backed by existing assets, and covers a broad area such as hire purchase, leasing and more. A second charge loan on the other hand, releases any equity you may have in your residential property, with the loan secured against it. It means you’d have two mortgages on your home, but can be particularly useful in certain circumstances.
Please contact the Franklyn team for further details.
Your home may be repossessed if you do not keep up repayments on your mortgage.
This may involve the referral to a service that is separate and distinct to those offered by St. James’s Place.
Franklyn Financial Management Ltd is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/about-st-james-place/our-business/our-products-and-services.
Franklyn Financial Management Limited is registered in England and Wales, Number 06280392.
Registered Office: St. James’s House, 4-5 John Bradshaw Court, Alexandria Way, Congleton, Cheshire, CW12 1LB, England.
Copyright Franklyn Financial Management Ltd © 2020